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The Norwegian educational experience is one of the best and most rewarding. Located in the heart of Europe, Norway is an affordable place to study abroad. It’s well-connect with the rest of Europe and offers impressive universities and opportunities to its students. Reasons to study in Norway  1. A secure location to study  In Norway, there is not much crime. Very low. There are ten times as many prisoners and eight times as many murders committed each year in the US despite the stark demographic gap. The causes are numerous, but they can all be traced to Norway's political system, which is a social democracy.  Aside from everything else, this indicates that income is distributed more fairly in Norway than it is in some other countries, and Norway is a wealthy country. Most importantly, since social responsibility is a shared responsibility, many see crime as a duty of society rather than a personal failing. Although the details of that rehabilitation are regularly disputed, even among Norway's generous people, the objective is to rehabilitate offenders rather than punish them. Finally, it seems likely that neither crime nor police harassment will taint your years at school in Norway.  2. Free teaching  The majority of higher education institutions are funded by the Ministry of Education and Research, which is another advantage of a nation governed by people rather than a business.  Even so, if you fly internationally, Students, even those from overseas, are not required to pay tuition unless they attend a private university. The expenses will still be low. The student union will charge you a fee each semester (around the cost of a textbook) to cover access to some amenities, but this is nothing in comparison to ordinary tuition costs.  The main qualification in this situation is the high cost of living in Norway. Meals and booze are expensive, and unforeseen expenses like a last-minute cab ticket can severely cut into your monthly budget. The other side of this is that Norwegian wages are very high for graduates in Norway and if you have the time and energy to work while you study.   If you have a limited budget, it's crucial to think about whether attending school in a country with more tuition and a lower cost of living would benefit you more or if you can manage your expenditure and benefit from everything a Norwegian education has to offer.  CALCULATE COST OF STUDYING IN NORWAY 3. Strong English   In Norway, if you ask someone if they speak English, they can first look confused before saying, "Of course!" The majority of Norwegians, especially the younger generations, are fluent in English, and the nation has moved up to third place on the EF English Proficiency Index.  Learning Norwegian is advantageous, especially if you wish to live or work in Norway or communicate with Norwegians. Fortunately, it's not too difficult to learn the language, especially if English or another Germanic language is your first tongue.  4. Tolerant culture  The majority of Norwegians are accepting of LGBTQ+ people and have a laid-back attitude. In fact, Norway is ranked among the top five nations in the world for LGBTQ+ tolerance by the UCLA School of Law Williams Center. The Scandinavian custom of "keeping oneself to yourself" can be difficult for newcomers who are accustomed to saying hello to neighbors and rarely conversing with strangers. Yet, after you get to know some Norwegians, you'll discover that they have a sharp sense of humor as well as the aforementioned caring sense of communal welfare. In actuality, the meaning of the Norwegian word "dugnad" is the local or national community cooperating for the good of all.  The majority of society benefits from Norway's stable economy, which is based on its natural resources. There is a healthy economy with low unemployment and a generous welfare system. The economy is growing well compared to other developed economies, notwithstanding the krone's current weakness. As a result, graduates have a high standard of life and a promising future.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

Planning to apply abroad and stressed about your education loan application? Keep reading to find out the difference between private vs government-backed education loans for abroad.   Education loans offered by private vs government-backed banks differ in interest rates, moratorium periods, processing costs, and payout, are different.  Government banks are those where the government itself holds the majority of the bank's stock, as opposed to private banks, where the majority of shares are held by shareholders. State Bank of India, Bank of Baroda, Bank of India, and the Central Bank of India is the government banks whereas ICICI Bank, Axis Bank, and HDFC Bank fall in the category of private banks. Government banks vs. private banks  Quantum of Finance: Secured education loans and unsecured education loans are the two main divisions of overseas student loans. Government banks like SBI and BOB can provide up to 1.5 Crore in financing for secured education loans, but private banks like Axis Bank and ICICI Bank can provide financing ranging from 75 lakhs to 1 Cr. The amount of funding for unsecured overseas education loans is up to 7.5 lakhs for government banks and up to 40 lakhs for private banks.  Rate of Interest: Both public and private banks have different rates of interest. Private banks have a higher return on investment than government banks. The interest rates offered by the State Bank of India and Bank of Baroda for loans for international education are 8.5% to 9.5%. For secured education loans from private banks like Axis Bank and ICICI Bank, the interest rate ranges from 9% to 10%, and for unsecured education loans from 11% to 13%.  Processing Time: Government banks process loans for international education in up to three weeks, whilst private banks process loans in up to ten days. This is one of the reasons we suggest applicants apply for international student loans at least three months before the program's start date.  Processing Fees: Compared to government banks like SBI, BOB, BOI, etc., the processing fees levied by private banks like ICICI Bank and Axis Bank are greater. To be precise, processing fees charged by government banks are 10,000 + GST, whereas fees charged by commercial banks might reach 1% of the total amount of the student loan.  Disbursement: The sum of the education loan is disbursed to the appropriate university's bank account by both public and private banks. These banks send the money into the currency card that is issued by the same institution that provided the loan in order to pay for living expenses.  Repayment Tenure: This refers to the length of time that the applicant has to pay back the financial institution for the student loan in Equated Monthly Instalments (EMIs). After the moratorium period is up, the education loan EMIs start. Government and private banks both provide up to 15 years for repayment.  Moratorium period: The moratorium period is the portion of the loan term during which the applicant for an international education loan is exempt from making any loan payments to the financial institution. In other words, lending institutions provide students with a waiting time of between 6 and 12 months. For government banks, the moratorium term is up to 12 months, whereas it is up to 6 months for private banks.  Serving Simple Interest: After an overseas education loan has been disbursed, serving Simple Interest for government banks is optional, however serving Simple Interest for private banks is required.  Age Restrictions: Applicants between the ages of 18 and 35 are eligible for loans from both public and private banks for international education. To qualify for an education loan from these banks, applicants over 35 must have a solid academic and financial background.  Tax Benefits: Under section 80E, financial institutions of both the private and public sectors are qualified to receive tax benefits.  Conclusion These are some of the key factors that should be taken into account when selecting an appropriate financial institution for an education loan for studying abroad. Both public and private banks have advantages and disadvantages.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

Every year, schools increase their annual fees in India. The average school fees in India range between Rs. 50,000 to 1,00,000 per annum. The increase in response to the rising cost of all goods and services (that is the result of education inflation!). It’s tough to keep up with these costs, especially in a competitive world where your child deserves all the advantages they can amass. Since education is unavoidable and an integral aspect of a child’s development, here are some tips to save for your child’s school fees. 5 ways to save for your kid's dream college! https://www.youtube.com/shorts/N6RKPu_zoY8 1. Cut costs and budget Cost cutting and budgeting is the first step to saving. Create a monthly budget, and find out how much you need to cover your major expenses like rent, utilities, emails, travel, and food. Once you know where your money is going, you will be able to control your expenses and figure out the areas where you overspend and where you can cut costs! Removing small expenses from your budget can make a huge difference in your overall budget. Cost of School Education in India Read More 2. Government schemes and scholarships Another way to deal with the rising school fees is to make use of government scholarships and schemes. Schemes like the PM Young Achievers Scholarship Award Scheme (Yasasvi), Beti Bachao Beti Padhao schemes, and Girls Hostel Scheme for available for young children and encourage them to access quality education. There are other schemes like sibling discounts that private schools may offer if you enroll more than one child at their schools, this can either be in the form of fee waivers or concessions. Apply for Scholarships 3. Passive income Creating passive income is a great way to save up for your child’s school fees. Passive incomes can help you take care of small and big expenses Some quick ways to generate a passive income stream is by renting a spare room, apartment floor, or your car. Take up consultancy jobs or freelancing to create a secondary income that can over time become a passive income for you and your family. 4. Stocks: Indian and US Investing is another option for parents whose children are in school. Investing in stocks can help you expand your savings and beat inflation. Investing in us stocks offers even more benefits – it is an opportunity to invest in big companies with global reach and get returns in dollars. Stocks are risky instruments and the potential to gain is as high as loss – understand the risk and consult professionals before investing your life savings. 5. Mutual Funds Mutual funds are a great way to save up for the future education is a definite event and you need to save for a child’s fees. Mutual funds offer great returns and are highly liquid-able which means you can withdraw your money whenever you want but be aware of the exit fees that may be charged on premature exit. Consult a professional to find out the best mutual funds, and explain your time horizon, risk appetite, and how much you can spare monthly. Once you know these answers, you can invest in the funds based on your financial goals! Start Investing in Mutual Funds 6. Public provident funds It's always good to balance your portfolio. If you are investing in risky instruments then consider tools like PPF, FDs, or RDs to save up some school fees or other expenses. You can use the interest generated on these instruments to pay for certain expenses. These are risk-free investments with fixed interest rates which makes them ideal for long-term risk-averse individuals! To avoid financial worries later, start saving sooner! Connect with the best advisors from EduFund to make saving and investing easier for your child’s higher education. https://www.youtube.com/watch?v=OQlg-E5rhBM&t=4s FAQs How to save for your kid's school fees? There are many ways to save for your kid's school fees. Some of them are investing for your child's education expenses, you can use mutual funds, US stocks, and Indian stocks, and even opt for FDs and PPF schemes. Another is to look for schemes and scholarships that can help you reduce the cost of studying at schools and colleges. Why are school fees increasing rapidly? The reason why school fees are rising is due to education inflation, privatization, lack of government control, demand for private schools, and high competition. As Ashneer Grover said, the demand for coveted schools is higher than the current supply, which gives existing schools an advantage in terms of raising their fees and demanding high annual tuition every year. What is the best way to save for your child's school? The best way is to start a SIP in a mutual fund that can help you manage the costs of your child's education. EduFund offers class-wise buckets for saving for school fees. So if your child is in 5th grade and you want to invest then you can choose the 5th grade investment bucket designed by experts and start saving.

Barclays made a substantial strategic attempt to build the ETF industry in 2000, launching over 40 new products under the iShares brand, backed by intensive education and marketing.   BlackRock bought the iShares brand and company from Barclays in 2009 and now manages a group of exchange-traded funds (ETFs). The listing of iShares funds London Stock Exchange New York Stock Exchange Hong Kong Stock Exchange iShares provides portfolio building blocks for small and large investors through the medium of ETFs. iShares offers more than 900 different investment products and has an AUM of over $ 3 trillion.  iShares provides a varied range of investment products based on strategies, assets, themes, goals, etc iShares has several ETFs and Mutual funds.   However, ETFs dominate the space. As of February 2022, iShares ETFs dominated the Market capitalization of the most significant exchange-traded funds (ETFs) worldwide. Blackrock iShares offers various investment products in ETF and mutual fund parlance. They include underlying assets of bonds, stocks, real estate, commodities, etc., in developed and emerging economies.   One of the unique traits of iShares is that it is a leading player in offering sustainable ETFs. iShares has been providing ESG-based ETFs for its investors. ESG funds are funds that have underlying securities of firms and countries which have passed rigorous  Requirements of being ESG compliant. Only assets with a high sustainability score are included; this would rule out sovereign bonds with unsound ESG track records.   An ESG in security selection leads to better-informed investment decisions, and sustainability funds may outperform non-sustainable funds due to superior risk management.   Companies having a lesser carbon footprint incur less regulatory scrutiny than others, thus making their stock stable over time.   Sustainable funds include ETFs classified as Screened ETFs mimic specific indices that eliminate the risk of exposure to certain areas of business. iShares ESG Screened S&P 500 ETF is an example of a screened ETF.   A broad ESG ETF is a group of ETFs that track ESG-compliant sectors, businesses, and indices. It has several subcategories.  Broad ESG ETFs screen sectors and indices based on their ESG compliance- having several subtypes, namely. Thematic ESG ETFs focus on one of the ESG themes of Environment, Social, or Governance. One such fund classification in thematic ESG is Carbon transition readiness.   These funds focus on companies and sectors that Blackrock feels are ready to work in a low carbon footprint economy. Impact funds generate sustainable outcomes alongside a financial return.  iShares also provides investors with a technologically superior core portfolio builder, which helps investors build their long-term wealth growth portfolio.   It also provides investors with ETFs based on various goals of wealth creation, income earning, active factor-based wealth creation, etc.  Income ETFs provide investors with two choices of ETFs One for yield Fixed income. Yield ETFs include ETFs in the likes of Equity Income ETFs, High Yield Bond ETFs, International Bond ETFs, Tax-Free Muni ETFs, Hybrid Security ETFs, Real Estate ETFs, and multi–Asset ETFs.   Fixed-income ETFs include ETFs like Core Bond ETFs, Investment Grade ETFs, Short Duration Bond ETFs, Tax-Free Muni ETFs, International Bond ETFs, Inflation-Protected ETFs, Interest Rate-Hedged ETFs, etc.  Along with ETFs, iShares also has a comprehensive collection of mutual funds that invest in asset classes like equities, bonds, real estate, etc. iShares mutual funds started as early as 1993, with the iShares S&P 500 index fund.   Some iShares Mutual Funds are Russell 1000 Large-Cap Index Fund iShares Developed Real Estate, Index Fund Short-Term TIPS Bond Index Fund iShares U.S. Aggregate Bond Index Fund, etc.   The bottom line is that whilst building a portfolio, neglecting iShares should not be the case.  FAQs What is an ETF? An ETF stands for exchange-traded fund (ETF). One single ETF is a basket of securities that can be bought and sold like mutual funds through a brokerage firm. ETFs track a specific index such as S&P, sector, commodity, or other assets. Much like stocks, ETFs can be traded on the market. Is an ETF better than a stock? Investing in an ETF is less risky than investing in a stock, as ETFs are diversified. In the case of ETFs, investors do not control what happens to the portions of the ETFs. ETFs have a diversified profile of assets, and the risk associated with the investment is reduced significantly. In stocks, the risk attached is higher as the stock price depends entirely upon the company’s performance and other exogenous factors of the world.    Does BlackRock run iShares? Blackrock is responsible for iShares ETFs and it is the largest asset manager in the world. Consult an expert advisor to get the right plan TALK TO AN EXPERT

Investors can invest in exchange-traded funds to acquire access to an index, a commodity, a bond, or a basket of assets, similar to an index fund. When investing in ETFs, an investor can choose from various order types. i.e.: market order or limit order, each having significant differences affecting the price.  When it comes to trading ETFs, should investors prioritize price or speed? Although there is no definite answer to this topic, distinguishing between market and limit orders might help you make more intelligent selections. We'll go over the differences among order types and why an individual might prefer one over the other. Market orders: A type of order that ensures execution  A market order is an order to purchase or sell an ETF at the next best price available. If there is contra-side liquidity, a market order is almost always executed, but not at a price.  It's not the same as a limited order, which specifies the maximum price you're willing to buy or the lowest price you're ready to sell. If there are no contra-side orders at the price, a limit order is guaranteed at a price but not execution.  If you place a market order, you take the chance that the prices are accessible when the venue receives your order and are the same as the ones you had seen when you sent the order in the first place.   For example, if you sent a market buy order, the ETF's prices remain the same or fall while your order was in transit.  Even if the following available prices are worse for you than the previous ones, you will still receive your assured execution. A notable difference between a market order and a market-on-close order, which intends to participate in the official exchange auction and then execute at the closing price.  Even though shares can always be redeemed with the issuer at the end of the day to tidy up the market maker's holdings. An ETF market maker should theoretically be interested in buying and selling an unlimited amount of ETF shares at their fair value price.   However, this does not imply that an ETF market maker will place an unlimited number of ETF shares on the bid or offer price throughout the day, every day, or when an investor's market order hits the exchange's order book. For an ETF market maker, the expenses of attempting to adopt such a strategy far exceed the benefits.  Market makers for ETFs must consider the number of ETF shares they are quoting throughout the industry's ETFs. They distribute their bids and offers throughout most US equities exchanges and off-exchange venues during the trading day to gather as much customer order flow as possible.   However, there's only so much liquidity available at any particular time during the trading day. While an ETF market maker may be ready to price an entire order at fair value and buy or sell the ETF shares that an investor wishes to trade, finding and interacting with such liquidity takes time. A market order won't always do that since it changes as soon as it enters the market.  Limit orders: A type of order that has a safety feature  A limited order will eventually arrive at a fair value price, but it will take some time while waiting for a contra-side order. A limit price specifies the highest price at which you are interested in buying an ETF or the lowest price at which you want to sell an ETF to the market maker.   An investor can fix that value higher (or under) the best available offer (or Bid) to allow short-term price changes while still protecting against significant fluctuations. Why is it important to select the correct order types?  When choosing the proper order type, the investor must examine what risks they are ready to tolerate in their execution plan. This entails selecting more important: transaction execution speed or trade price protection.   Limit and marketable limit orders can help you take advantage of the time it takes for an ETF market maker to replenish their liquidity supply to execute the trade properly. FAQs What is a market order? A market order is an order to purchase or sell an ETF at the next best price available. If there is contra-side liquidity, a market order is almost always executed, but not at a price. For example, if you sent a market buy order, the ETF's prices remain the same or fall while your order was in transit.  What is an ETF? An ETF stands for exchange-traded fund (ETF). One single ETF is a basket of securities that can be bought and sold like mutual funds through a brokerage firm. ETFs track a specific index such as S&P, sector, commodity, or other assets. Much like stocks, ETFs can be traded on the market. Are ETFs good for beginners? ETFs are generally suitable for beginners as they are inexpensive compared to a few other investment tools. ETFs have a diversified asset profile, reducing the risk associated with the investment significantly.    Consult an expert advisor to get the right plan for you  TALK TO AN EXPERT

The high volume of trading of an ETF can help us judge the three most traded ETFs in 2022. Let's understand ADTV or the Average Daily Trading Volume for an ETF.  What is ADTV or Average Daily Trading Volume?  Investors refer to the number of shares of a specific stock that change hands on average during a single trading day as Average Daily Trading Volume (ADTV). The average daily trading volume (ADTV) can be determined for five days, ten days, etc. The average trading volume for 20 or 30 days is a regularly used ADTV metric.  ADTV of a single stock, options on a stock, or market indexes like the Nasdaq 100 are all tracked.  The average daily value indicator is an alternative to the average daily trading volume indicator. The average daily value calculates the average dollar amount traded d  William O'Neil's 'How to Make Money in Stocks' popularized the use of average volume as one of several data sources for investing decisions.  O'Neil emphasized the importance of paying attention to ADTV for two reasons Ensure that a stock is liquid enough to trade fast. To ensure that stock traders' present supply and demand are on your side.  When a stock's price declines, its daily volume should be lower than the usual daily volume, indicating that selling pressure is easing. When a stock's price has been consolidated and isn't growing much, you would like to see increasing volume as the prices begin to rise, indicating more buyers are entering the market. When a stock's price increases, you want the increased volume to indicate that it will continue to rise. Three most traded ETFs based on three months of ADTV SymbolETFAvg Daily Share Volume (3mo)AUM in $ 1000sTQQQProShares UltraPro QQQ116,601,047$15,408,300.00SPYSPDR S&P 500 ETF Trust112,241,844$385,693,000.00UVXYProShares Ultra VIX Short-Term Futures ETF82,200,375$893,935.00 1. ProShares UltraPro QQQ Overview TQQQ is a leveraged fund that provides 3x exposure to NASDAQ 100 stocks over a one-day holding period. The underlying index contains 100 of the top non-financial listed companies on NASDAQ based on market capitalization.   Technology businesses have historically dominated TQQQ's underlying index; therefore, its future outcomes may have a strong connection to the tech industry.   The fund uses a quantitative approach to determine the type, number, and combination of investment positions that it expects to deliver daily returns commensurate with its investment objective.   The fund is a very short-term tactical vehicle and, like many levered products, is not a buy-and-hold ETF. The expense ratio of the ETF is 0.95%. Performance Performance [as of 03/02/22]1 year3 years5 years10 yearsTQQQ13.55%59.06%49.35%47.24%Nasdaq 100 Index9.84%26.86%22.73%19.72% 2. SPDR S&P 500 ETF Trust  Overview  SPY is the most well-known and oldest US-listed ETF, and it consistently ranks first in terms of AUM and trading volume. The fund tracks the S&P 500, a widely followed US index.   Few investors are aware that the S&P index committee selects 500 equities to reflect the US large-cap space, not usually the 500 most significant by market capitalization, resulting in occasional single-name absences.  Nonetheless, the index provides excellent coverage to the US large-cap market. It's worth noting that SPY is a unit trust, an older but still functional structure. SPY, as a UIT, must completely replicate its index (which it almost certainly would) and forego the negligible risk and return of securities lending.   It also can't reinvest portfolio income between distributions, resulting in a cash drain that hurts performance in rising markets but helps performance in down markets. SPY is a popular vanilla trading instrument. The ETF's expense ratio is 0.09 percent.  Performance Performance [as of 03/02/22]1 year3 years5 years10 yearsSPY14.81%17.98%14.97%14.49%S&P 500 Index14.94%18.06%15.06%14.61% 3. ProShares Ultra VIX Short-Term Futures ETF  Overview  UVXY is a commodities pool wrapper that provides daily leveraged exposure to short-term VIX futures, which are designed to capture the volatility of the S&P 500.   UVXY is a short-term trading instrument, not a long-term investment vehicle because it is a geared instrument with daily resets.   Returns for a holding period of more than one day, and frequently do, differ significantly from 1.5x. UVXY, like its others, offers scaled returns on the front and 2nd-month futures contracts rather than the VIX index itself.  Investors will receive a K-1 at tax time if they participate in a commodity pool, but they will eliminate the counterparty risk of an exchange-traded note. The fund provided 2x leveraged exposure before February 28, 2018. The expense ratio of the fund is 0.95%.  Performance  Performance [as of 03/02/22]1 year3 years5 years10 yearsUVXY-97.86%-83.44%-78.78%-85.05%S&P 500 VIX Short-term futures Index-58.07%-40.15%-- FAQs What is ADTV? Investors refer to the number of shares of a specific stock that change hands on average during a single trading day as Average Daily Trading Volume (ADTV). What is a high ADTV? An ADTV is high when more investors are interested in a stock and there is a high demand for it while a low ADTV means the stock is not in demand. What is the average daily volume indicator? Average Daily Trading Volume is an indicator that refers to the number of shares of a stock brought and sold on a trading day. What are the 3 most traded ETFs based on three months of ADTV? The 3 most traded ETFs are: ProShares UltraPro SPY SPDR S&P 500 ETF Trust UVXY ProShares Ultra VIX Short-Term Futures ETF TALK TO AN EXPERT

Louis Mayberg and Michael Sapir, both former Rydex workers, created ProFunds Group in 1997 with $100,000. It also introduced bear market inverse mutual funds that year.  ProFunds Group introduced ProShares, its first inverse exchange-traded fund, in 2006. The business created an exchange-traded fund that invests in Bitcoin futures contracts in October 2021.  ProShares created several ETF product strategies that are available to investors.  With more than $60 billion in assets, ProShares currently has one of the most extensive ETF line-ups. Dividend growth, interest rate hedged bonds, and geared (leveraged and inverse) ETF investing are all areas where the company excels.   ProShares continues to develop new solutions that give investors strategic and tactical options for increasing returns and managing risk.  The company also offers several Proshares ETFs Equity ETFs Non-equity ETFs.   What are Equity ETFs and Non-equity ETFs? Equity ETFs consist of dividend growers, thematic, rising rates, ex-sector, and factors. Non-equity ETFs have bitcoin-linked, interest rate hedged, alternative, and volatility.  ProShares is one of the few firms to provide geared ETFs, i.e., leveraged and inverse ETFs.   ETFs are of two categories: equity and non-equity   Equity ETFs are of types such as broad market, sector, international and thematic investing.   Non-equity ETFs are ones like fixed income, commodity, and currency ETFs. Proshares ETFs strategies are of seven types   Explore Dividend Growth   Thematic Opportunities  Eliminate an S&P 500 Sector  Gain Exposure to Bitcoin Returns  Hedge Against Rising Rates  Leveraged & Inverse Strategies  Opportunities in Market Volatility.  Let’s elaborate on them one by one.  1. Explore dividend growth strategy Aims to capture dividend-rich stocks as underlying assets. The hallmarks of the quality of a firm are evaluated by stable earnings, fundamentals, and a strong history of profit and growth.  The indicators of consistent dividend growth are company health, strong management and durability, and staying power. The ETF follows several dividend-aristocrats indices like the S&P 500® Dividend Aristocrats Index, Russell 2000 dividend growers ETF, MSCI EAFE, MSCI EM, etc.  2. ProShares Thematic ETFs Give investors access to firms at the forefront of trends that reshape our economy and reinvent our future. These include online retail, pet care, transformational changes, big data, nanotechnology, innovative materials, etc.  The Proshares ex-sector ETFs allow investors to eliminate specific sectors that the firm thinks will underperform from the underlying index; the S&P 500 ex-energy ETFs exclude oil, gas, and fuel sectors from the S&P 500. S&P 500 Ex-Financials ETF excludes banks, diversified financials, consumer finance, asset management, investment banking and brokerage companies, insurance companies, and REITs.   3. S&P 500 Ex-Health Care ETF Excludes pharmaceuticals, biotechnology and life sciences tools and services companies, health care providers, equipment and services companies.   4. S&P 500 Ex-Technology ETF Excludes information technology companies, including software and technology hardware and equipment, and semiconductor companies.  5. ProShares Bitcoin Strategy ETF (BITO) It is a novel U.S.-designed ETF to provide investors with an easy way to add bitcoin exposure to portfolios.   The ETF provides investors with a one-stop solution by eliminating the need to maintain separate accounts and wallets to manage bitcoin investments. It is regulated, unlike crypto, and is available all day to trade.  6. ProShares Investment Grade Interest Rate Hedged (IGHG) and ProShares High Yield—Interest Rate Hedged (HYHG) are corporate bond ETFs with an interest rate hedge built-in that aims for a duration of zero, effectively eliminating interest rate risk.  Since 2006, ProShares’ line-up of ETFs has helped investors use leverage to increase their buying power and inverse strategies to profit during or protect a portfolio from declines.   7. Leveraged ETFs Increase exposure to enhance profits and inversely do the same in the opposite direction, thus, providing a hedge against a company or a sector.   8. UltraPro QQQ leverage is some leveraged ETFs  Short QQQ,   Ultra-short QQQ  Triple inverse leveraged ETFs.   Volatility ETFs are for experienced investors who want to profit from losses in the predicted volatility of the S&P500, as defined by the pricing of VIX futures contracts, while also lowering their risk in their U.S. stock portfolio.   Some volatility ETFs are VIX Short Term Futures ETF, VIX Mid-term futures ETF, VIX Ultra short futures ETF and Short VIX short-term futures ETF.  FAQs What are Proshares ETFs? Louis Mayberg and Michael Sapir, both former Rydex workers, created ProFunds Group in 1997 with $100,000. It also introduced bear market inverse mutual funds that year.  ProFunds Group introduced ProShares, its first inverse exchange-traded fund, in 2006. The business created an exchange-traded fund that invests in Bitcoin futures contracts in October 2021. What are Equity ETFs and Non-equity ETFs? Equity ETFs consist of dividend growers, thematic, rising rates, ex-sector, and factors. Non-equity ETFs have bitcoin-linked, interest rate hedged, alternative, and volatility.  ProShares is one of the few firms to provide geared ETFs, i.e., leveraged and inverse ETFs. Is an ETF better than a stock? Investing in an ETF is less risky than investing in a stock, as ETFs are diversified. In the case of ETFs, investors do not control what happens to the portions of the ETFs. ETFs have a diversified profile of assets, and the risk associated with the investment reduces significantly. In stocks, the risk attached is higher as the stock price depends entirely upon the company’s performance and other exogenous factors of the world. TALK TO AN EXPERT

While analyzing investments, investors use a variety of financial measures. Before purchasing a security, it is vital to have a good understanding of the potential of an investment.   The beta parameter, used in fundamental analysis, is one of the most extensively used metrics.  Amongst the essential financial measurements, you've probably never heard of is beta. This article will explain beta in ETFs and how it affects your exchange-traded funds.  First and foremost, it is important to learn more about beta and how it affects stocks and ETFs.  The statistical metric beta is often used to analyze investments. It examines a stock's sensitivity to the larger market, which is commonly quantified by an index such as the Nasdaq 100, S&P 500, etc. The Direxion Nasdaq 100 Equal Weighted Index (QQQE) is one ETF that tracks the Nasdaq 100 Index.  Beta measures just how much security is likely to go up or down daily concerning the tracking Index. It is, in essence, a measure of a security market or systemic risk.   A stock with beta 1.0 swings in lockstep with the general market, that is, a 1% increase or decrease in the underlying index, in our case, the Nasdaq 100, is mirrored by a 1% gain or fall in the company's price.  Let us look at it with the help of a simple hypothetical illustration Source: EduFund Research Team As you can see, QQQE tracks the Nasdaq 100 perfectly, leaving the tracking error behind. The ETF perfectly mirrors the changes in the Nasdaq 100. However, this is not the case always. In our example, the beta is 1.  The lower the beta, the less susceptible the underlying instrument is to the market. The QQQE has a beta of 1.04, according to ETF.com, suggesting that if the Nasdaq 100 rises by 1%, the ETF will climb by 1.04 percent. This is because the ETF's fundamental driver composition differs from the index, it has a differing beta value.  According to Yahoo Finance, the Aberdeen Standard Physical Gold Shares ETF (SGOL) has a beta of 0.08, which means that if the S&P 500 rises 1%, the gold ETF will advance only 0.08 percent. Since the ETF's fundamental drivers differ from stock ETFs, it has a lower beta value.  As a result, putting together an investment portfolio with composite or blended beta value can be an effective risk management strategy. If the equity markets fall, an investor can place himself with downside protection with a beta of 0.08, the Global Beta Low Beta ETF, For example, has low market fluctuations than the S&P 500 because the index is re-weighted on a revenue basis and is designed to reflect the results of components from the S&P 500 with a minor beta comparable to the S&P 500.  GBA restricts each index element at 5% through quarterly rebalancing to mitigate concentration risk at the issuer level. Similarly, fixed-income ETFs have lower beta values than stock ETFs since bonds are less volatile than equities.   A bond ETF that invests in investment-grade bonds is the iShares Core U.S. Aggregate Bond ETF (AGG). It has a low beta, implying it is not affected much by market fluctuations.  Investors might also look for volatile ETFs with elevated amounts of market-related volatility. The SPDR S&P Emerging Markets Small Cap ETF, for example, invests in small-capitalization shares in emerging markets. This ETF has a higher beta value.  In financial analysis, beta can be a precious instrument. Depending on the investor's risk tolerance, statistics can assist in determining which stocks are generally steady and low or more volatile.   Investors who are risk-averse and would not want to be subject to higher risks (such as pensioners) should tend to favor ETFs with lower beta values in their portfolios.  Younger investors with a broader investing horizon, on the other hand, may prefer to own ETFs with greater beta values. Those ETFs are likely to have a higher risk-reward profile, making them a good option for youthful investors who have the luxury of time to ride out any losses. FAQs What is an ETF? An ETF stands for exchange-traded fund (ETF). One single ETF is a basket of securities that can be bought and sold like mutual funds through a brokerage firm. ETFs track a specific index such as S&P, sector, commodity, or other assets. Much like stocks, ETFs can be traded on the market. Is an ETF better than a stock? Investing in an ETF is less risky than investing in a stock, as ETFs are diversified. In the case of ETFs, investors do not control what happens to the portions of the ETFs. ETFs have a diversified profile of assets, and the risk associated with the investment is reduced significantly. In stocks, the risk attached is higher as the stock price depends entirely upon the company’s performance and other exogenous factors of the world.    Connect with an expert advisor to get the right plan for you TALK TO AN EXPERT

The USA is considered one of the most expensive destinations in the world. The most popular course is MS in the USA. In this blog, we've covered all you need to know regarding the cost of studying MS in the USA. The number of credits required for the course and the type of university determines how much an MS in the USA costs (private or public).  An MS program must have 30 hours of credit hours as a minimum. The typical cost of pursuing an MS in the USA ranges from USD 30,000 USD to USD 1,20,000 (INR 22.7 – INR 90.9 Lakhs). Additionally, it differs from one institution to another. Top universities in the USA to pursue MS Top UniversitiesTuition Fee in INRHarvard University41.5 lakhsStanford University28 lakhs- 41 lakhsYale University33 lakhs- 40 lakhsColumbia University28 lakhs- 60 lakhsDuke University43 lakhsMIT64.92 lakhsUniversity of California, Berkeley24 lakhsCornell University14 lakhsCalifornia Institute of Technology46 lakhsPrinceton University36 lakhsUniversity of Chicago42 lakhs 1. Cost of living in the USA  Planning to study abroad requires setting up money for living expenditures including rent or mortgage, food, transport, and shopping, among other things. The incidental costs resulting from your lifestyle choices are what make the most impact when you consider how expensive studying in the US may be. Type of ExpenseCost Per Month in INRHousing Expense70,000 - 1.48 lakhsFood Expenses2,200 - 3,000/ mealTravel Expenses7,398 - 22,194Health Insurance33,000 - 51,000Miscellaneous Expenses22,000 - 44,000 2. Cheap universities to study MS in the USA  There are several economic institutions in the United States for students on a tight budget. Here is a list of a few American colleges that charge master's degree candidates tuition that is relatively reasonable: UniversitiesTuition Fee in INRAlabama State University14.22 lakhsUniversity of North Carolina15 lakhsUniversity of Minnesota21.20 lakhsPurdue University10.88 lakhsFlorida State University15.90 lakhs EduFund Cost Calculator Best MS courses to study in the USA The course you choose to take will rely on a number of variables, including your area of interest, potential career paths, the course structure and content, length, and overall cost for an MS in the USA. The following are some of the top programs to enroll in the USA in 2023. MS in Cyber Security MBA Master of Science in Information Systems MS in Computer Graphics Technology Master of Science in Materials Science and Engineering MS in Information Systems Management Master of Science in Data Science Master of Science in Civil Engineering Master of Science in Computer Science MA in Animation Eligibility for studying MS in the USA Depending on the university and course you want to pursue, there may be different qualifying criteria to study MS in the USA. However, the following requirements must be satisfied generally for you to be qualified to pursue your MS in the USA: The candidates must have completed their master's degree at a reputable school in a related discipline with a minimum average GPA of 3.5. Must have a good GRE score. Students from other countries must have passed one of the English language competency tests. TOEFL and IELTS are recommended. As an undergraduate, the candidate must have had relevant professional experience. Experience is said to be gained through field internships Different investment options to fund your child's cost of studying MS in the USA There are several investment opportunities to help pay for your child's MS studies in the United States. Fixed deposits and other traditional products might not be enough to cover your child's educational costs. It is crucial to take other products into account, such as shares, balanced funds, and equity funds. You can select one of the following investment techniques based on your time frame: If your child will want the money within five years, debt mutual funds are the best choice. Such funds have the ability to produce returns that are higher than the rate of inflation while also supplying liquidity. For long-term objectives, you can combine several financial instruments. US stocks and ETFs, gold, equities, and debt are all investment options available to you. Buying stocks gives investors the chance to eventually generate more money, even if exposure to the stock market may be dangerous. One of the best investment alternatives for supporting a child's education is the PPF. To amass significant wealth, you must begin this early and invest consistently. A variety of child-focused services are offered by several insurance companies. When your kid needs the money to pay for higher schooling, you could opt to set more responsible regulations in place. Children's investment plans can assist you in preparing financially for rising education costs, unexpected illnesses, and unfortunate circumstances. As soon as you can, you should start making plans for your child's future. By doing this, the associated risks are dispersed and your assets have more time to grow. Consult an expert advisor to get the right plan TALK TO AN EXPERT

One of the largest AMCs in India, DSP has been helping investors make sound investment decisions responsibly and unemotionally for over 25 years. DSP is backed by the DSP Group, an almost 160-year-old Indian financial giant.  The family behind DSP has been very influential in the growth and professionalization of capital markets and the money management business in India over the last one-and-a-half centuries   Let us talk about the consumer product: DSP World Agriculture Fund.  About the DSP World Agriculture Fund  Investment objective The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BlackRock Global Funds - Nutrition Fund (BGF - NF).  The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. It shall be noted, similar overseas mutual fund schemes shall have investment objectives, investment strategies, and risk profiles/considerations similar to those of BGF-NF. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP Mutual Fund, in order to meet liquidity requirements from time to time.   Portfolio composition  The portfolio holds major exposure in ingredients that account for roughly 15% of the portfolio. The top five sectors hold nearly 53% of the portfolio Note: Data as of 31st Dec 2022. Source: DSP MF  Top ten holdings DSP World Agriculture Fund Name Weightage % Deere & Co 4.9% FMC Corporation 4.8% Graphic Packaging Holding Co 4.7% Agco Corporation 4.4% Symrise AG 4.2% Salmar ASA 4.2% Zoetis Inc 4.2% Barry Callebaut AG 4.2% Grocery Outlet Holding Corp 4.1% Koninklijke DSM NV 4.1% Note: Data as of 31st Dec 2022. Source: DSP MF Performance Note: Data as of 31st Dec 2022. Source: DSP MF  The fund has generated a CAGR (Compounded Annual Growth Rate) of 6% since its inception.  Fund manager  Mr. Jay Kothari, Vice President & Product Strategist has been managing the fund since March 2013. He is the dedicated Fund Manager for overseas investments and has been with DSP Investment Managers since May 2005, and has been with the Investment function since January 2011. Jay joined the firm as a member of the Sales team (Banking) in May 2005. Prior to joining DSPIM, Jay worked for Standard Chartered Bank for a year in the Priority Banking division. Jay completed his Bachelor of Management Studies (Finance & International Finance) from Mumbai University, followed by an MBA in Finance from Mumbai University.  Who should invest in DSP World Agriculture Fund?  Experienced Investors with a well-set core portfolio, looking to diversify no more than 10-15% of portfolio internationally.  Investors who strongly believe in the future growth potential of international agriculture-related companies and also have the sectoral understanding to 'extract value' from changing international agriculture sector cycles.   Investors looking for international diversification, especially in US companies & wanting to hedge portfolios.  Investors have the patience and mental resilience to remain invested for a decade or more and not look to chase the highest returns.  Why invest in this fund?  Offers the potential to grow your wealth by investing in the global agriculture & agri-related sectors.  Get access to sector-leading companies that are difficult to invest in directly for Indian investors like Koninklijke DSM, Tractor Supply Company, Costco Wholesale Corp, Kerry Group, Nestle, etc.   Time horizon  One should look at investing for a minimum of 10 years or even more.  Investment through Systematic Investment Plan (SIP) may help in tackling the volatility of the broader equity market.  Conclusion  The DSP World Agriculture Fund was launched in October 2011, and in its track record of eleven years, the fund has delivered ~6% CAGR consistently. Thus, it is best for investors who are willing to take international equity exposure in the portfolio with an agriculture bias and wants to remain invested for a longer period.  DisclaimerThis is not recommendation advice. All information in this blog is for educational purposes only. 

Specially tailored scholarships for MBA in India have been a blessing for students pursuing the Master of Business Administration degree.  MBA is an advanced degree course with a high fee structure that varies between INR 16 lakh to INR 27 lakh for the entire course. Generally, students studying for an MBA degree need financial aid to pay for their courses.  Applying for an MBA Scholarship will reduce education costs and help learners to avoid significant loan debt to a great extent. What is an MBA scholarship? An MBA scholarship is a type of financial assistance provided to students who are interested in pursuing an MBA degree course.  MBA Scholarships are often based on academic scores, overall performance, and financial circumstances of a family because it is difficult to arrange the required amount of money for a common person.  MBA scholarships and fellowships are generally merit-based or identity-based and do not require repayment from the students. This monetary aid acts as a strong incentive for students who are good at studies and want to follow the MBA course but are unable to do so because of the high fee structure. Types of MBA Scholarships in India 1. Institute-based MBA Scholarship Institute-based MBA Scholarships are offered by the MBA institutes. It is based on merit and considers previous academic results and the overall performance of the student during the ongoing degree course. Some of these scholarships are also merit-cum-need based as it considers both academic records and the need for financial aid of the student pursuing an MBA degree. 2. Corporate-sponsored MBA Scholarship Corporate Sponsored MBA Scholarship is offered by companies at reputed institutes. These are often started by alumni students who want to help aspiring students in getting an MBA degree.  3. Bank-sponsored MBA Scholarship Bank Sponsored MBA Scholarships are offered by specific banks to students who have excelled in their studies and whose family income does not exceed more than INR 6 lakhs per annum.  4. Government-sponsored MBA Scholarship Government Sponsored MBA Scholarships are provided by government-led institutions like IIMs to aspiring MBA students who belong to backward classes like ST, OBC, or SC. MBA scholarships in India: List of Top 5 Scholarships 1. PNB Housing Finance Protsahan Scholarship PNB Housing Finance Protsahan Scholarship, offered by PNB Housing Finance Limited, is a merit-need-based scholarship program for 1st-year students enrolled in MBA/PGDM study courses.  The application timeline is December to February, and the scholarship amount is INR 2 lakhs. Applicants with a family income of less or equal to INR 8 lakh and minimum marks of 65% in class-12 and UG studies who want to study in either BIMTECH (Greater Noida), IMT Nagpur, or Indira Institute of Management, Pune can apply.  2. Aditya Birla Group Scholarship Aditya Birla Group Scholarship is a corporate-sponsored MBA scholarship offered by Aditya Birla Group for students who want to pursue an MBA degree at IIMs Ahmedabad, Bangalore, Calcutta, Lucknow, Indore, Kozhikode, Indore, Shillong, and XLRI Jamshedpur.  The top 20 students, based on the ranking of entrance exams, can apply for this INR 1.75 lakh MBA scholarship. 3. IDFC First Bank Scholarship IDFC First Bank Scholarship is a need-based bank-sponsored MBA scholarship offered by IDFC First Bank to students enrolled in the 1st year of a full-time MBA study course.  Only students with an annual family income of equal to or less than INR 6 lakhs who want to pursue the course in the list of colleges given by the program can apply. The financial aid is INR 1.0 lakh per annum throughout the MBA program.  4. IIM Ahmedabad MBA Scholarship IIM Ahmedabad MBA Scholarship provides several scholarships to aspiring students. IIMA Special Needs Scholarship is for students pursuing a postgraduate program with a family income below INR 15 lakhs.  The financial aid for each applicant is determined by the IIM-A authorities based on several criteria.  5. IIM Bangalore MBA Scholarships IIM Bangalore MBA Scholarships are offered to PGP students with a family income of less than INR 6 lakhs.  Citi Women’s Leader Award is a scholarship program in IIM Bangalore only for girl students studying for the MBA course. Students are selected at the end of 1st year from the top 25% in their class. The final call is taken by CitiGroup after one-on-one interviews with the ambitious students.  Conclusion  An MBA degree is not just a degree course but a promise of a good career for aspiring students, but it comes at a great cost as the degree is very expensive. Scholarships for MBA in India help to fulfill the dreams of many students deserving a better chance at life through the study course.  Consult an expert advisor to get the right plan TALK TO AN EXPERT

I came across a folklore about Mahabharat some time ago about how did Draupadi come to have 5 husbands. The story told that Draupadi had asked Shiva for a husband who was noble and strong, skilled with the bow, handsome and wise. Since no single man could possess all five traits, Shiva gave her five husbands, each with one trait. Just like it’s hard to find all your favorite qualities in one person, it is impossible to find them in one single stock. The solution here is mutual funds! It is the only investment option that gives you multiple benefits such as higher returns, lower risk, professional management, no lock-in, and low-ticket size.   What is a Mutual Fund?  The concept of mutual funds is very simple. Suppose I am a person who has a small investible amount but I do not know how to invest and generate good returns. Hence, I need some professional help. But the amount with me is so little that I won’t be able to get any professional help because the professional fees themselves would exceed the returns.   Like me, there are many people who have small amounts available with them but either doesn’t know how to invest or they don’t have resources such as time or information. In that case, such potential investors come together, collect their money, give it to a professional manager, and ask him to invest it on their behalf so that it can generate good returns and promise to pay him his fees from the return so generated. In order words, they make investments in mutual funds to get a profit.   A mutual fund is a trust that pools the savings of a number of investors who share a common financial goal. It manages the investor's money by investing in securities to generate a return and charges its fees from that return generated and the remaining return is passed on to the investors. The only difference between the actual concept and the example given above is that instead of many people coming together and selecting a professional fund manager, the mutual fund collects the money from all the investors in real life. Types of Mutual Funds  There are different types of mutual funds based on various criteria. But on the basis of securities in which the funds are invested, there are broadly 3 types viz. Equity Mutual Funds, Debt Mutual Funds, and Hybrid Mutual Funds. In equity mutual funds, the funds are invested in the shares of various companies. This is suitable for long-term investments to generate higher returns. On the other hand, in debt mutual funds the funds are invested in debt securities of various corporations, government bonds, etc, that carry relatively lesser risk but also have very little potential for returns. And hybrid mutual funds invest in both equity and debt mutual funds so that you get returns better than debt mutual funds and take risk lesser than equity mutual funds Benefits of Mutual Funds  Higher Returns: Equity Mutual Funds have the potential to beat inflation and offer returns higher than FD, Gold, and Real Estate over the long term.  Lower risks: Since one mutual fund invests small amounts in various securities, your risk reduces because your money is not invested in a single security. This is called as reduction of risk through “Diversification”.  Professional Management: In mutual funds, the money is managed by professional fund managers who have the experience, knowledge, and skills to manage large amounts of money.  No Lock-In: Most mutual funds do not have any lock-in period. However, in the case of equity mutual funds, an exit load of 1% is applicable if the units are redeemed within 1 year.  Low Ticket Size: Minimum amount for mutual fund investments can be as low as Rs.500 p.m. Risks and disadvantages of Mutual Funds  Market Risk: Since the amounts are invested in securities, there would always be a market risk howsoever small.  No Guarantee: There is no guarantee that you would get a minimum of this much return or that your principal is protected.  Management Risk: There is a risk that the fund manager may not perform well and would not be able to generate the requisite return.  Points to be considered while deciding Mutual Fund Schemes  AUM of the Mutual Fund and the Scheme: Check the AUM of the scheme and the mutual fund house. It is better to go with a mutual fund having a higher AUM than a smaller one.  Expense Ratio: Check the expense ratio of the scheme. The lower the expense ratio better it is to invest.  Experience of the Fund Manager: Consider the professional qualifications and experience of the fund manager in managing the funds as it plays a crucial role in the management of your investments.  The objective of the Scheme: Decide whether the objective of the mutual fund scheme is in line with your goal other wise you will have to suffer a financial loss.   Investments in mutual funds are an easy and apt way to enter the market. It helps investors grow their wealth without the added stress of additional payments or monitoring the market for gains. Consult an expert advisor to get the right plan TALK TO AN EXPERT

Deciding which category of mutual funds to invest in can be tricky especially when there is a number of options available. But if you are someone who is looking for stable growth and unwilling to take too much risk at once, then high-dividend-yielding mutual funds are the category you should definitely have a look at!  What is High Dividend Yield Mutual Funds?  Before getting into what is high dividend yield mutual fund, let us first understand what dividend yield actually means. Companies distribute their profits to the shareholders by way of dividends. So, if I were to invest in any company, I need to know how much return I would generate if I invest today. That’s exactly what dividend yield is. It is nothing but a dividend paid per share as a percentage of the current market price of the share. High dividend yield mutual funds are basically funds that are looking to invest in those companies well known for such high dividend yield.  The objective of these funds is to predominantly invest in dividend-yielding stocks and generate regular income for its investors. Hence these are also known as Income Funds. These are open-ended equity funds which mean they are compulsorily required to invest a minimum of 65% of the total assets in equity. And generally, fund managers prefer those companies that have relatively stable earnings and higher dividend payout. Benefits of Investing in Dividend Yield Funds  Investing in Companies that generate profits: Since dividends can be paid only if the company has earned distributable profits, these schemes invest only in such companies that have a good track record of generating high profits and distributing them. Also, generally but not compulsorily, these are the large companies that pay consistent dividends such as ITC, HUL, Infosys, etc.   Regular Income: Investors can get steady income flows by investing in Dividend Yield Funds as companies generally maintain their range of dividend payments.  Capital Appreciation: While primarily the fund is focused on high dividend yield stocks providing regular income, it also has the potential for capital appreciation.  Reduced Volatility: Since the funds are invested in companies that generate high and consistent profits, the prices of the shares are relatively less volatile as compared to growth stocks and hence Dividend Yield Funds provide a good option to reduce the volatility of your portfolio.  Risks or Limitations of Dividend Yield Mutual Funds  Limited Capital Appreciation: Since the funds are invested in companies that give higher dividends, there is a limited scope of capital appreciation as compared to funds that invest in growth stocks.  Taxation of Dividend: Currently the dividend is taxed in the hands of investors but if in the future the same is taxed in the hands of companies then the returns of the Dividend Yield Funds would be impacted as companies would be reluctant to pay dividends.  Market Risk: Like all mutual fund investments, dividend yield mutual funds are subject to market risk.  Who should invest?  Considering the structure, benefits, and risks of the Dividend Yield Funds, it can be said that a person who is looking for steady income flows with limited growth potential and who does not want to take risks aggressively by investing in small companies such as pensioners or retired people can consider these funds.  List of High Dividend Yield Mutual Funds Following is the list of Dividend Yield Funds in India  *Data as on 03rd Feb. 2023, Source – AMFI, EduFund Research Consult an expert advisor to get the right plan TALK TO AN EXPERT